English conversation about opening a Bank Account
1st: Yes, sir how can I help you?
2nd: Well, I want to open my new bank account
1st: Ok, sir just have a sit
2nd: Thank you, by the way,
Can I get some water please?
1st: Sure, sir just a minute, helper, give water to this sir please.
So sir, tell me, have you brought any documents with you?
2nd: Oh! Yes, I have many of them today; what will be required?
1st: Sir you need to give your residential proof, and your ID proof
So, do you have your passport and pan card?
2nd: Oh yes, I have
I have brought the photocopies even
1st: Oh that’s great, by the way,
What kind of account you want to open?
2nd: Pardon please.
1st: Means, you want to open current or saving account?
2nd: So, what’s the difference?
1st: In the saving account you have the limitation of withdrawing money but you will get interest 4% where as in current account you will not have any limitation for withdraw however, you will get very less interest of 1% only. So basically, current is more suitable for company account for traders and businessman.
2nd: And what about the deposit that I have to maintain?
1st: In the saving account you have to maintain 2000 Rs. where as in current account you have to maintain 25000 Rs.
So, what sounds you more suitable?
2nd: Oh! I’m afraid the saving sounds good to me. By the way, what facilities will you give in it?
1st: Well, you’ll get the passbook and chequebook of 15 pages
2nd: What about the debit card on ATM card?
1st: Well, that charges you extra
2nd: So what about those charges?
1st: Well, for the ATM you need to pay 25 Rs. extra
2nd: Ok, that’s perfect for me
I need all facilities even mobile bank and net banking
2nd: Ok, let’s go.